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Our 2nd chance car loans let you pick the vehicle and the location you wish to shop from. Online, second chance auto lenders or poor credit auto lenders are different from most lending institutions.

They know people need cars, and bad credit can come in many forms.

Three years is the shortest maximum repayment period among the lenders in our list.

Pros: Competitive APRs; no prepayment penalty; need at least 650 personal credit score to qualify Cons: Not for long-term financing ** Credibility Capital does not enforce hard cutoffs for credit score or revenue requirements.

For the financially savvy small-business owner looking to free up some extra cash, consider refinancing or consolidating loans with high interest rates.

Nearly a quarter of businesses that applied for funding during the second half of 2016 sought to refinance existing debt, according to the Federal Reserve’s Small Business Credit Survey released in 2017.

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Cash Advance Consolidation These people can acquire a loan amount from 500 to 1000 for a time of a couple weeks and quick .Its application process takes about 10 days but is still faster than at Smart Biz, making it a solid option for healthy businesses looking for quick financing.Pros: Low APRs for borrowers with good credit; flexible term lengths; no minimum revenue required Cons: Young businesses and borrowers with poor personal credit won’t qualify [Back to top] Credibility Capital offers short-term financing — one, two or three years — to companies with good credit, making it a valid option for businesses looking to refinance expensive debt.You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Nerd Wallet spent 300 hours reviewing lenders, vetting their application processes and understanding their borrowing terms.We’ve highlighted their qualifications and rates so that you can accurately compare products based on your needs and goals.

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